Are you sick of complex loan processes and searching for an instant loan application online that provides a loan only with your simple profile? Global Kredit is an online loan application that claims to provide personal loan services online without any paperwork. But before taking any action we should check all the details to avoid the current scams.
Digital Pravah is an online platform that provides detailed information about online websites and applications so that users can ignore scams. Today we will review a loan application that offers to give personal loans online with a simple user profile. Before applying for a loan in this application you should read a complete review about it. Let’s check whether it’s a genuine loan application or if it is another application cheating users.
Global Kredit App Details
Global Kredit is an online loan application that provides unsecured personal loans and services to users. It is available on Google Play Store with a 4.4 rating and 50k+ downloads. It is not registered by RBI and not approved by NBFC but it claims that its borrowers are RBI registered and it is a platform to make simple loan transactions between borrowers and NBFCs.
To get a loan from this application, will ask you about your personal and bank details that are necessary to fill out. After confirming your details it will put your loan application for review and then you may get money within 24 hours. More details about it are given below:
| Name | Global Kredit |
| Offered By | Technology Dilation Private Limited |
| Minimum Principal Amount | 5,000Rs |
| Maximum Principal Amount | 2,00,000Rs |
| Minimum APR (Annual Percentage Rate) | 12% |
| Maximum APR (Annual Percentage Rate) | 24% |
| Minimum Repayment Time | 91 days |
| Maximum Repayment Time | 730 days |
| Minimum Age | 18 Years |
| Email Address | come@globalkredit.in |
| Address | Flat No. 102 Amrta Mangal Smruti Pande Layout, Nagpur, Nagpur Maharashtra 440025 |
Global Kredit App Is Real or Fake
Global Kredit is an online loan application that claims to provide loans on a simple and basic profile without any paperwork. But this application is not RBI registered so we cannot say that it is a genuine loan platform. At first, this application collects all your personal and other bank details and it sends some amount to your bank without your permission. After this, they will tell you to pay double the amount they sent within seven days and if you don’t pay, then they start to harass you with the help of your details. So, we should check before giving our details in such apps. Many reasons show it is a fake app:
- No registration details.
- Fake details about APR and repayment time.
- A lot of bad reviews on the Google Play Store.
- Harass users for high repayment again and again.
- Not RBI registered.
Global Kredit Loan App Review
Global Kredit
Summary
Global Kredit is a loan application that claims to provide unsecured personal loans of 5 thousand to 2 lakh rupees for 91 to 730 days. It offers to give a personal loan only with a basic profile of a person. But this application is not RBI registered and also it is not approved by NBFCs. All its claims of giving loans are false and it provides loans only for seven days. If someone takes a loan from them, then they ask for double and more payment as repayment in seven days, otherwise, they will blackmail you through your contact details.
If someone has fallen into their trap, then you should not repay them also you should complain about them in the cyber cell. So, I will not recommend anyone to download such applications. If there is any user of this application, then please write your review about it in the comment section.
Sir global kredit se maine 1200 rs liya hai ab iska repayment kaise hoga
I personally don’t recommend to take loan from this loan app.
You can contact to consumer support for repayment.